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Meet Janet Hugo

I have developed this online space  to share my and my family’s experience of the financial services industry.   From being on the receiving end of very poor financial advice, to our family experience of living with a dreaded disease and all that implies.

As a financial planner I have the privilege of helping my clients achieve peace of mind when it comes to their financial affairs.  I landed up in the industry to do just that for our family.

The phrase “you can’t trust a skinny chef” has always made me smile. I’ve collected some great practical tips about products, financial planning, dreaded disease and tax that I would like to share with you.

If you are looking for the Sterling Private Wealth corporate website please click on the Sterling logo below.

sterling private wealth logo
janet hugo articles on money web
janet hugo FPI

Meet Janet Hugo

I have developed this online space  to share my and my family’s experience of the financial services industry.   From being on the receiving end of very poor financial advice, to our family experience of living with a dreaded disease and all that implies.

As a financial planner I have the privilege of helping my clients achieve peace of mind when it comes to their financial affairs.  I landed up in the industry to do just that for our family.

The phrase “you can’t trust a skinny chef” has always made me smile. I’ve collected some great practical tips about products, financial planning, dreaded disease and tax that I would like to share with you.

If you are looking for the Sterling Private Wealth corporate website please click on the Sterling logo below.

sterling private wealth logo
janet hugo articles on money web
janet hugo FPI

Our Experience of

About 15 years ago, I was a stay at home mom with children of 6 and 8.  Although I was active in my husband’s investment management business, I had no source of my own income and it started to worry me.   I suppose I was asking the “What happens if…?” questions.

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I have learned that planning for a dreaded disease event and experiencing it as a family are very different things.  I had no idea how much time would need to be invested in the administration that goes along with several different doctors and their accounts, the tax queries on legitimate medical claims and then the time drain of waiting.

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Estate planning is not about minimising taxes and having enough money for your dependents. I really believe that having your affairs in order is one of the last acts of love you can do for the people you leave behind.

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Latest Articles from Janet

Dualistic Thinking

June 14th, 2021|

Dualistic thinking assumes a universe where there are only two opposing, mutually incompatible options or realities. This type of thinking is either/or, good/bad, negative/positive, and has a significant impact on our beliefs and behaviours. Our [...]

Things don’t get easier – we become more resilient

June 7th, 2021|

Life is uncharted. Maps can only be made from where we’ve been - not where we have yet to go. The only certainty is uncertainty, and we can experience potentially life-altering choices on a daily [...]

Don’t be a lemming

June 7th, 2021|

One long-held belief is that lemmings purposefully run off cliffs in their millions. This myth has become a metaphor for the behaviour of crowds of individuals who follow each other blindly, regardless of the consequences. [...]

I’m not sure I want to know

May 31st, 2021|

There’s a story that was told many years ago (it may or may not be true…) about a Microsoft call-centre agent and their call with a deeply irate customer. Having recently purchased a computer that [...]

How to do it in the 4IR

May 24th, 2021|

"But we didn't need it, and we turned out fine."  We hear this line more than we should. From tap water to technology, from diets to devices, from gender identification to genetic modification, from schooling [...]

Are you money-mental?

May 24th, 2021|

The simple answer is: Yes, we all are! In a recent blog, we looked at five financial trip-wires and glanced over the term ‘mental accounting.’ Introduced in 1999, it’s a concept that refers to the [...]

If our feelings could talk

May 17th, 2021|

Epictetus, the Greek Stoic philosopher, was the first to say it. "We have two ears and one mouth so that we can listen twice as much as we speak.” But listening is not always about [...]

Hold the line

May 10th, 2021|

“It's not in the way that you hold me It's not in the way you say you care It's not in the way you've been treating my friends It's not in the way that you [...]

Latest Articles from Janet

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