Building strong relationships to push the boundaries of possibilities.
Meet Janet Hugo
I have developed this online space to share my and my family’s experience of the financial services industry. From being on the receiving end of very poor financial advice, to our family experience of living with a dreaded disease and all that implies.
As a financial planner I have the privilege of helping my clients achieve peace of mind when it comes to their financial affairs. I landed up in the industry to do just that for our family.
The phrase “you can’t trust a skinny chef” has always made me smile. I’ve collected some great practical tips about products, financial planning, dreaded disease and tax that I would like to share with you.
If you are looking for the Sterling Private Wealth corporate website please click on the Sterling logo below.
Meet Janet Hugo
I have developed this online space to share my and my family’s experience of the financial services industry. From being on the receiving end of very poor financial advice, to our family experience of living with a dreaded disease and all that implies.
As a financial planner I have the privilege of helping my clients achieve peace of mind when it comes to their financial affairs. I landed up in the industry to do just that for our family.
The phrase “you can’t trust a skinny chef” has always made me smile. I’ve collected some great practical tips about products, financial planning, dreaded disease and tax that I would like to share with you.
If you are looking for the Sterling Private Wealth corporate website please click on the Sterling logo below.
Our Experience of
About 15 years ago, I was a stay at home mom with children of 6 and 8. Although I was active in my husband’s investment management business, I had no source of my own income and it started to worry me. I suppose I was asking the “What happens if…?” questions.
I have learned that planning for a dreaded disease event and experiencing it as a family are very different things. I had no idea how much time would need to be invested in the administration that goes along with several different doctors and their accounts, the tax queries on legitimate medical claims and then the time drain of waiting.
Estate planning is not about minimising taxes and having enough money for your dependents. I really believe that having your affairs in order is one of the last acts of love you can do for the people you leave behind.
Latest Articles from Janet
Taking stock and talking stocks
Anyone with a mediocre knowledge of investing will be familiar with the term “stock”. But few people are aware that there common stocks and preferred stocks. And they’re fundamentally different. Stocks have been traded for [...]
Three ways to survive a bear market
What do you do when a bear attacks? For many of us, we don’t live near any bears, so we’re likely to be unprepared. When it comes to a bear market, the situation is not [...]
Planning reduces anxiety
We don't plan because we fear the future. We plan because we realize we can enjoy today more by reducing the anxiety of tomorrow. Most people accept that planning offers us a detailed proposal for [...]
One of the worst things to plan for…
In Western culture we have become very detached from the cycle of life and death. Only those who work in specific industries will be accustomed to the fragility of life, but for most of us [...]
What lockdown taught us about wills
When lockdown happened, it happened fast. For some, there were only a few days to prepare for an indeterminate time of severe restrictions. For others, they had more to do and less time in which [...]
Anxiety and our money
Most of us would gladly jump at the opportunity to have more money. Very few people are likely to say that they would prefer to have less money… One reason for this is that we [...]
Let food be thy medicine
...and medicine be thy food. Hippocrates adopted this philosophy around 2400 years ago! Before fad diets and modern medicine, he recognised that food has the ability to keep us strong and healthy - both physically [...]
The next best thing for investors…
Ray Dalio is an American billionaire hedge fund manager and philanthropist who has served as co-chief investment officer of Bridgewater Associates since 1985. As a thought leader and industry pioneer, he also founded the world’s [...]
