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Building strong relationships to push the boundaries of possibilities.

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Meet Janet Hugo

I have developed this online space to share my and my family’s experience of the financial services industry.   From being on the receiving end of very poor financial advice, to our family experience of living with a dreaded disease and all that implies.

As a financial planner I have the privilege of helping my clients achieve peace of mind when it comes to their financial affairs.  I landed up in the industry to do just that for our family.

The phrase “you can’t trust a skinny chef” has always made me smile. I’ve collected some great practical tips about products, financial planning, dreaded disease and tax that I would like to share with you.

If you are looking for the Sterling Private Wealth corporate website please click on the Sterling logo below.

sterling private wealth logo
janet hugo articles on money web
janet hugo FPI

Meet Janet Hugo

I have developed this online space  to share my and my family’s experience of the financial services industry.   From being on the receiving end of very poor financial advice, to our family experience of living with a dreaded disease and all that implies.

As a financial planner I have the privilege of helping my clients achieve peace of mind when it comes to their financial affairs.  I landed up in the industry to do just that for our family.

The phrase “you can’t trust a skinny chef” has always made me smile. I’ve collected some great practical tips about products, financial planning, dreaded disease and tax that I would like to share with you.

If you are looking for the Sterling Private Wealth corporate website please click on the Sterling logo below.

sterling private wealth logo
janet hugo articles on money web
janet hugo FPI

Our Experience of

About 15 years ago, I was a stay at home mom with children of 6 and 8.  Although I was active in my husband’s investment management business, I had no source of my own income and it started to worry me.   I suppose I was asking the “What happens if…?” questions.

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I have learned that planning for a dreaded disease event and experiencing it as a family are very different things.  I had no idea how much time would need to be invested in the administration that goes along with several different doctors and their accounts, the tax queries on legitimate medical claims and then the time drain of waiting.

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Estate planning is not about minimising taxes and having enough money for your dependents. I really believe that having your affairs in order is one of the last acts of love you can do for the people you leave behind.

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Latest Articles from Janet

Diversify. Amplify.

May 9th, 2022|

Diversification is not just an approach to adopt during market volatility; it’s generally good practice. And, if you want to create a portfolio that mitigates risk and beats inflation, diversification offers one of the best [...]

Crush it, and rest; says Carl

May 2nd, 2022|

Carl Richards, the Sketch Guy columnist from The New York Times, recently shared an enlightening view on our hustle culture. Online engagement has increased our stress levels by making work, social pressures and media agenda [...]

When the goalposts keep moving

April 25th, 2022|

“The only way to find permanent joy is by embracing the fact that nothing is permanent.” - Martha Beck. Over the last few decades, investment strategies have developed and evolved to move away from market-related [...]

What’s costing you more?

April 18th, 2022|

“As soon as we become aware of money, we develop beliefs about it, beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls.” - George Kinder What’s [...]

Dollar-cost-averaging

April 18th, 2022|

People often joke about the weather in Cape Town, saying that you can experience all four seasons in one day. And, if you speak to a local, you’ll know that regardless of how warm it [...]

Protection from too much advice

April 11th, 2022|

Bruce Lee once said: Adapt what is useful, reject what is useless, and add what is specifically your own. It’s an exceptional quote that is profoundly helpful when working with a financial plan. However, the [...]

Saving vs investing

April 11th, 2022|

Financial planning is a complex and integrated activity that is often simplified in an attempt to make it more accessible. When we look at it as a lifestyle rather than an annual exercise, it’s easier [...]

How mindfulness helps our money

April 4th, 2022|

How much time do you waste trying to solve problems that haven’t happened yet? Many of us fixate on problems that might happen tomorrow, next week or several years in the future, and this is [...]

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Latest Articles from Janet

Diversify. Amplify.

Crush it, and rest; says Carl

When the goalposts keep moving

What’s costing you more?

VIEW MORE

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