Independent Thinking Insight

Articles 2018-05-12T07:03:44+00:00

Four ways to measure your fortune

We often don’t worry about something until we realise that it’s limited. If we have lots of something, it’s a fortune. If we don’t, it can become a focus of concern and anxiety. 

Young children generally don’t worry about much if their needs are met. With […]

The best time to live

“Remember the past, plan for the future, but live for today, because yesterday is gone and tomorrow may never come.”

The best time to live is in the present. It’s easy to get lost in a daydream of how life could have been different or how good life […]

Catastrophising and how to manage it

Have you ever gone down a rabbit hole on social media? You know, that moment when you see something triggering and you click on it, and then scroll down through the comments, becoming wholly engrossed in a conversation that turns out to be a waste of time and emotional […]

Ask yourself these questions BEFORE switching funds

As financial planning conversations deepen and explore more value, we find ourselves moving from the empirical to the emotional, from processes to perceptions and from products to people. It’s an enlightening journey that takes us away from numbers and allows us to reflect and reconstruct our future planning approach.

How much do you need?

One of the hardest questions to answer when it comes to financial planning is: How much do I need?

There are two ways we can look at this. Either, I believe that my external circumstances will eventually reach a point where I have earned enough, and […]

Making goals easier to achieve

“If I had a penny for every time I put something off until tomorrow, and never got to it… I’d put them all in a sock and hit myself with it.” Unknown

In our digital age, it has become increasingly easy to create lists of things […]

Sustainable sanity

When we stand together, we can succeed together. We can support and encourage one another. But this only happens in our smaller, more intimate groups. The fourth industrial revolution has slowly edged us into a communication environment that is overwhelmed with information.

We are learning that […]

How much time is your money worth?

As we build businesses and seek to create various income opportunities, we are always confronted with the challenge of pricing. It’s a challenge because all of our situations are different.

Those with qualifications and experience often charge more for their time. But it’s not a sure […]

Learning leverages healthy decisions (3/3)

Readiness is key to learning something new. If we’re not ready to learn something… it will probably go straight in one ear and out the other.

That was a favourite phrase of parents and teachers alike – if we weren’t paying attention, they’d lay that line […]

Setting benchmarks

Whilst intentional reflection may happen at the end or beginning of a year or personal growth journey, unintentional reflection happens all the time. And, we barely notice it, most of the time. But, several times a week, if not several times a day, we measure ourselves against something or […]

It’s time to turn up the kindness, to yourself

In a recent blog from Marelisa Fabrega, lawyer and entrepreneur, she spoke of 17 ways to be kinder to yourself! It seems like a lot, but when we think about all the ways and times that we put ourselves down, it’s not that much.

There’s a […]

What’s an annuity?

Have you ever heard someone say that you need to make your money work for you? It seems like an impossible achievement for many of us because we immediately think we need a stack of dollar bills to leverage this strategy.

And, that’s not entirely incorrect. […]

The best place to invest

Somehow, despite all the messages to be kinder to ourselves, we have this predisposition to put ourselves down. Along the line, the early messages of “You can do better” become “You’re not good enough.”

We live in an age where the focus is on self. As […]

Can you change how you feel about money?

Here’s the quick answer: yes!

That’s the easy part. The challenge lies in the next question: How do I change how I feel about money?

There are plenty of books, blogs, podcasts and short courses on how to change how to manage your […]

Levels of financial dependence

At the very surface level of constructing a financial plan, the journey can feel linear. We begin with what we have and plan to move towards an end goal of ‘having enough’ and being financially independent. But this is not where financial planning ends; it’s just the toe-dipping beginning […]

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