FNB recently did a study of the top reasons why South Africans choose to save their money in a culture with a penchant to spend, spend, spend. The results of the study show three main outcomes for which people [...]
Retirement annuities form a staple for many people’s financial saving diet. Seeing that it is such an important investment it would be wise to not let it stagnate and lose. The fees charged on RA's have undergone significant change [...]
Recently I’ve shared several articles on investments, and then I came across this gem from Discovery! It digs a little deeper into understanding your own, personal, risk profile and how that pertains to your investment choices and behaviour. Remember, [...]
How long is a piece of string? Well, the answer is actually simple: as long as you need it to be. If you have to cut a piece of string, you’ll start with what you need it for. You [...]
Whether you’re casting your line off the end of a pier or buckling your seatbelt, we all deal with risk and return. Somehow, when it comes to emerging markets, nominal vs real, risk-adjustments, multi-asset portfolios, protection strategies and bull [...]
One of the most difficult elements of any financial portfolio is saving for retirement. For most of us, retirement always feels so far away and we feel like we’ll either have plenty of time to save for it, or [...]
Fluctuations in the markets are one of their defining characteristics. Various factors contribute to the vicissitudes of investor behaviour, both locally and globally, and many of these are psychological factors that are strongly influenced by perceptions – and an [...]
Every day I sit with potential investors who are shopping around for the “best” rate. The "best" rate doesn't exist. It is a customised rate based on your needs, requirements, risk appetite, investment term, access to capital and [...]
Hindsight is 20:20; we can always view what we’ve done with a comprehensive view than before we did it. Whilst you can’t change the decisions that you’ve made, you can change the decisions that you’re going to make in [...]
THE LARGER THE GAIN, THE LARGER THE RISK For those in the southern parts of South Africa, there are rainy days ahead. Easter normally signposts the temperature drop and increased saturation in the air. Rain begins to fall, animals [...]
