Debt

Yoga for your financial plan

Whether or not yoga is your thing, you're probably familiar with it. The practice of yoga has become popular enough that most people know what it is, but I bet you didn’t ever associate it with financial planning. Here [...]

Yoga for your financial plan 2016-08-15T09:02:17+00:00

Good habits to help you out of bad debt

You need to earn a lot to be well-off, right? Not so. Wealth is as much about controlling debt and spending as it is about income. If you earn a moderate salary and are free of short-term debt then [...]

Good habits to help you out of bad debt 2016-08-01T09:12:15+00:00

Save or Service Debt?

Saving is important, but if you have a credit card debt or an overdraft to pay off does it still make sense to save? It is always a good idea to be saving IF you are in a position [...]

Save or Service Debt? 2016-06-27T08:30:07+00:00

Common financial mistakes in your thirties

Saving in your thirties becomes increasingly difficult as your financial responsibilities increase. However, sound financial decisions during this phase of life can have profound benefits at a later stage. Here are some common financial mistakes to avoid: The first [...]

Common financial mistakes in your thirties 2016-04-04T11:53:58+00:00

PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 2

Last week we discussed a lack of financial management, signing surety, sudden expenses and worrying about social status. This week we compound on that list with some more points to consider to prevent you from being put in a [...]

PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 2 2015-07-27T08:30:56+00:00

PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 1

No one ever plans to fall into a spiral of debt, but sometimes challenges arise that cause the debt to build up around you before you have even realised how bad it is. This puts you in a debilitating [...]

PAYMENT PITFALLS AND DEBT DOWNFALLS – PART 1 2015-07-20T08:30:19+00:00

TEACHING YOUR CHILDREN TO WORK WITH MONEY

Every parent wants the best for their children, and the best we can give them is a sure footing in life. One of these areas is intrinsically linked to how they will perceive value in others, value in themselves [...]

TEACHING YOUR CHILDREN TO WORK WITH MONEY 2015-05-25T08:30:10+00:00

PAYING OFF CREDIT CARD DEBT

With festive season celebrations now a distant memory and all of the leftovers hopefully eaten, something still remains for the majority of South Africans - a looming credit card debt! It doesn't have to linger for long but getting [...]

PAYING OFF CREDIT CARD DEBT 2015-02-16T15:02:56+00:00

A FRESH START, TO YOUR CREDIT RECORD

Having an impaired credit record is an affliction suffered by almost half of the 21 million consumers in South Africa. This ranges from consumers with defaults, judgements, administration orders and consumers who were three months or more in arrears [...]

A FRESH START, TO YOUR CREDIT RECORD 2014-11-03T14:16:52+00:00

DON’T FALL INTO THE DEBT PIT IN THE NEW YEAR

UNNECESSARY LOANS IN JANUARY At the start of a brand new year many South Africans face a long wait for salaries at month-end and overspending during the festive season leads to borrowing to cover small shortfalls, which may quickly [...]

DON’T FALL INTO THE DEBT PIT IN THE NEW YEAR 2013-11-11T10:25:00+00:00