Blog

The difference between Medical Aid, Medical Insurance and GAP Cover

It is easy to think that the terms Medical Aid, Medical Insurance and GAP Cover refer to the same thing. Although they all serve to help you afford medical care, there are some subtle differences.  Getting a clear understanding [...]

The difference between Medical Aid, Medical Insurance and GAP Cover 2020-10-05T13:30:34+00:00

How much is enough?

Medical aid (including insurance products) contributions need to form part of our overall financial planning. Every year these products are adjusted slightly - both in how much they cost in monthly premiums and in what they cover. These increasing [...]

How much is enough? 2020-10-05T13:00:01+00:00

Pre-Lockdown vs Post-Lockdown Spending Trends

The largest factor in our wealth creation, and our wealth protection, is our behaviour. How we choose to save and how we choose to spend are the habits that will determine if we are able to grow our money [...]

Pre-Lockdown vs Post-Lockdown Spending Trends 2020-09-28T08:30:51+00:00

Why we need losers in our portfolio

There is a strange behavioural effect where investors tend to sell winners early and hold onto losers for longer. You would think that investors would offload their losers as soon as possible and hold onto their winners so that [...]

Why we need losers in our portfolio 2020-09-28T08:00:17+00:00

ETF not EFF

Not to be confused with the EFF (the South African political party or the lesser-known Electronic Frontier Foundation…), ETFs have been gaining popularity in investment portfolios for about a decade. ETFs (exchange-traded funds) were first developed in the early [...]

ETF not EFF 2020-09-21T12:16:51+00:00

Stay abreast of your healthcare cover

Whilst October is Breast Cancer awareness month, cancer has become a disease that was touted in 2018 as the second leading cause of death. It's a tragedy that has most likely affected your family, and the families of your [...]

Stay abreast of your healthcare cover 2020-09-14T08:00:55+00:00

Markets don’t make you money

Markets don’t make you money; your habits… make you money. As creatures of habit, we ultimately become our own best friend, or our own worst enemy. This is why it’s important to be mindful of how our emotions affect [...]

Markets don’t make you money 2020-09-08T08:30:19+00:00

Why hobbies help

Time is our greatest investment opportunity - we should invest the time that we have in a diverse portfolio of activities that will provide us with positive returns. Having a solid routine helps us to squeeze utility out of [...]

Why hobbies help 2020-09-08T08:00:53+00:00

The impact of the economy on small businesses

In a 2018 article, Tim Davis (President of The UPS Store) said this of small businesses: “Small business is the backbone of the economy. ... It's these businesses that are driving local economies, providing jobs for local residents and [...]

The impact of the economy on small businesses 2020-08-24T08:00:05+00:00

What did you do with your first paycheck?

One thing we can always know for certain is the past; but with far less certainty, the future, and even ‘later today’… eludes us. Despite knowing this, we often fall into the trap of thinking that we should have [...]

What did you do with your first paycheck? 2020-08-17T08:30:51+00:00
Load More Posts